Richoux Law Firm
Chapter 7 ∙ Chapter 11 ∙ Chapter 13
Call Today 337-205-7049 Toll Free 888-327-5740

Posts tagged "Debt Relief"

Debt relief may help with emotional struggles caused by finances

The old adage says that money cannot buy happiness. However, most people who are financially secure do feel less stress and anxiety in regard to their money-related affairs than those are who not. In fact, significant debt can have serious emotional effects, and Louisiana residents who are struggling may want to look into debt relief options.

Common issues lead individuals to need debt relief

Having financial goals is important in life. These goals can help individuals manage their spending and work toward a stable financial future. Unfortunately, even with goals in mind, individuals in Louisiana and across the country can face financial issues and find themselves needing debt relief for many reasons.

Many millennials likely hope to find debt relief

Money problems can easily lead to substantial stress. On the outside, some Louisiana residents may appear as if they do not have a care in the world, but really, they may be worried about their financial affairs. In particular, individuals in the millennial generation seem to be experiencing a considerable amount of financial stress and may need to look into debt relief.

The debt relief benefits of bankruptcy often worth the effort

Many Louisiana residents reach a point in their lives where they no longer want to struggle financially. For some, remedying this situation may mean finding a better job or better managing spending habits. For others, however, it could mean trying to find the debt relief method that suits their circumstances.

Debt relief methods can have their pros and cons

Many people struggle with keeping debt under control. Some debt can have its uses, such as car loans or mortgages, but even those can become a burden if individuals accrue substantial amounts of other debts or face significant financial setbacks. In many cases, individuals in Louisiana and elsewhere find themselves in need of debt relief assistance to get their affairs back on track.

Debt relief could start with putting an end to creditor calls

Accumulating a considerable amount of debt is stressful for many reasons. Some Louisiana residents may worry that they will not be able to afford their basic needs, and on top of that, creditors may be calling in attempts to collect the unpaid balances. While many people hope to ignore creditor calls for as long as possible, knowing their rights may help them handle the situation as they search for debt relief.

Bankruptcy can be a viable debt relief option for many

Most Louisiana residents do not picture themselves in situations where they are overwhelmed due to financial issues. In fact, it is typically the hope that individuals will be financially stable. Of course, financial stability does not come to everyone, and debt relief is often needed by many.

Misusing credit cards could present need for debt relief

Many people utilize credit cards for various reasons. Numerous Louisiana residents may have a card for emergencies, to use for specific purchases to earn points or to use in efforts to build their credit. Unfortunately for some, credit card use can get out of hand and leave them needing debt relief.

Settlement may not be the debt relief option many hope for

Struggling with significant financial problems can make anyone feel desperate. Louisiana residents with this issue may look at numerous routes that promise debt relief but worry about which could be right for them. Having this worry is understandable as some options, like debt settlement, are not always as promising as they may seem.

IRA protections when seeking debt relief

Having financial difficulties is one of the more challenging aspects of life to handle. To those who have considerable debt, it may seem as if their money problems are holding them back from everything in life. Though bankruptcy could be a debt relief option to consider, some Louisiana residents may worry that it could wipe out funds in their retirement accounts and create greater turmoil.


Richoux Law Firm, L.L.C.
110 E. Kaliste Saloom Road
Suite 205
Lafayette, LA 70508

Toll Free: 888-327-5740
Phone: 337-205-7049
Fax: 337-456-6299
Map & Directions