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PLEASE NOTE: To protect your safety in response to COVID-19, we are discontinuing in office consultations and meetings but we are offering the ability to meet via telephone conferencing. Please call our office to discuss your options.
Bankruptcy is a financial tool that can help people struggling with more debt than they have income to repay. Quite a few people don't even think about bankruptcy until their financial circumstances become so dire that they have no other option. If you have found...
One of the most inconvenient and overwhelming aspects of owing a significant amount of debt is effort made by debt collectors to contact you. If you fall behind on your payments, you will start getting phone calls and letters from creditors demanding payments. You may...
Even with health insurance, it can be exorbitantly expensive to get health care in Louisiana. In some situations, those who have emergency medical needs or require care over a period of time could be left with bills that far outmatch their ability to pay or even make...
Consumers may find themselves in difficult financial situations for various reasons. Job loss, changes in income, the birth of new children, divorce and other factors can lead to a dependence on credit cards and an accumulation of debt that eventually becomes...
Louisiana consumers with exceptionally high amounts of debt or those who are unable to manage monthly payments because of difficult financial circumstances may consider different ways to deal with their debt. One of these options is debt consolidation. This allows a...
Making the decision to file for bankruptcy is not easy. It is a process that allows you to deal with your debt in an organized manner without the pressure and constant contact from debt collectors. However, deciding you need to move forward with this process is only...
Missing one or two credit card payments or even going a few months of only making minimum payments can result in unmanageable balances, especially if a cardholder’s spending habits do not change. It does not take long for credit card debt to spiral out of control, and...
A Louisiana homeowner who is facing difficult financial circumstances may not be able to keep up with the mortgage payment each month. Even just one missed payment can lead to threats of foreclosure from the lender, which can place the homeowner under even more...
Even with health insurance, the cost of medical care is steep. It can be even more costly for those in Louisiana who have policies that don’t cover their needs or have significant gaps in coverage. A survey taken this year found that as many as two-thirds of working...
When facing significant debt, a Louisiana consumer may consider various ways to deal with these types of balances. There are certain types of loans that will consolidate balances, making it easier for an overwhelmed consumer to keep up with payments. Consolidation is...
