Even with insurance, health care can leave patients with expensive medical bills they may not be able to manage. In fact, medical bills are one of the most common financial problems faced by many in Louisiana and across the United States. Statistics indicate that as...
What is Chapter 20 bankruptcy?
No one wants to file for bankruptcy, let alone more than once. But you may find yourself in a financial situation where you cannot afford to pay all your debts. Assets like your car or home then run the risk of repossession or foreclosure. In these circumstances,...
Will you be able to get ahead on your credit card debt?
Holiday spending may have you in disbelief over your January credit card statements. During the last weeks of the year, you probably had to buy presents, travel to see loved ones, and host or attend parties. It’s easy to simply swipe a card and forget about the...
Methods for collecting on medical debt a growing concern
When a person needs a doctor for a pressing medical need or has to visit an emergency room for a serious concern, that individual may not be thinking about the expense. Even with insurance, however, people are often shocked to learn how much they owe to hospitals,...
Finding effective debt relief for a better financial future
There are many reasons why a person may end up facing overwhelming debt. From unexpected medical expenses to overspending during the holidays, debt can quickly accumulate, ultimately leaving a Louisiana consumer in need of practical and effective debt relief options....
Finding effective debt relief for a better financial future
There are many reasons why a person may end up facing overwhelming debt. From unexpected medical expenses to overspending during the holidays, debt can quickly accumulate, ultimately leaving a Louisiana consumer in need of practical and effective debt relief options....
Holiday spending can lead to overwhelming credit card debt
The holidays are a time of buying gifts for loved ones, traveling to see family and attending various parties and events. It can be an expensive time of year, and people are prone to make more purchases than normal on their credit cards. The end result is often a...
Incredible student loan burdens for those 50 and up
It's no secret that student loan debt is a huge issue in the United States. College has gotten very expensive, very fast. Wages have not kept up. Many people feel they have no choice but to go to school, and it's a choice they make when they're 17 or 18 years old....
Credit card debt and medical debt often coincide
Many people in Louisiana are unprepared for a medical emergency. Most do not have the savings to cover medical expenses, and even with insurance, an unexpected health care need can lead to bills they cannot pay. Some people use their credit cards to pay for medical...
Your debt doesn’t have to follow you into the New Year
People tend to spend more toward the end of the year. With Christmas and Thanksgiving close together on the calendar, many are spending money on travel expenses, gifts, food and parties. It’s an expensive season for numerous Louisiana consumers, and you may find...