On behalf of Richoux Law Firm, L.L.C. | Aug 11, 2020 | Debt Relief
Debt isn’t just something that happens to those who own their own house or who have a family dependent on them. Young adults living independently for the first time can also find themselves dealing with enormous amounts of debt. Young adults often struggle to...
On behalf of Richoux Law Firm, L.L.C. | Jul 23, 2020 | Debt Relief
When a Louisiana consumer is financially overwhelmed, there are a few options for what he or she could do to take back control of bills and expenses. One of these options is debt consolidation, a process that may be particularly useful for individuals who have...
On behalf of Richoux Law Firm, L.L.C. | Jun 23, 2020 | Debt Relief
Debt is a common part of life for many Americans. From financed home purchases to student loan debt and credit cards, most Americans carry substantial personal debt. Unfortunately, for some people, that debt can eventually snowball and grow to a point where they can...
On behalf of Richoux Law Firm, L.L.C. | Jun 16, 2020 | Debt Relief
Many Americans struggle with overwhelming debt, and as a result, many consumers are looking for ways to deal with their balances. Statistics indicate that one in three consumers in the United States have delinquent debt from student loans, auto loans and past-due...
On behalf of Richoux Law Firm, L.L.C. | May 18, 2020 | Debt Relief
Do you currently have more credit card debt than you can effectively manage? If so, you may be dealing with phone calls and other collection efforts from creditors and third-parties hired to collect. After a few missed payments, your credit card company may send your...
On behalf of Richoux Law Firm, L.L.C. | Apr 29, 2020 | Debt Relief
Despite being a legal and beneficial process, bankruptcy continues to carry significant social stigma, especially among those who might benefit from it. Many people seem afraid to file for bankruptcy, as they think it will have nothing but negative consequences for...
On behalf of Richoux Law Firm, L.L.C. | Mar 6, 2020 | Debt Relief
Debt settlement companies make their services sound like a miracle solution to your financial hardship. They advertise on the radio that they know a secret that can help you pay just a fraction of what you actually owe for your credit cards or medical debts....
On behalf of Richoux Law Firm, L.L.C. | Mar 6, 2020 | Chapter 7, Debt Relief
Retirement is supposed to be a time of enjoying life at a more relaxed pace, whether that’s traveling, golfing, being with grandchildren or simply enjoying hobbies. Louisiana residents save for decades to enjoy their golden years, but in many cases, what they’ve saved...
On behalf of Richoux Law Firm, L.L.C. | Feb 7, 2020 | Debt Relief
There are many negative consequences to owing a significant amount of debt. From creditors trying to garnish wages to debt collectors calling at all hours of the night, it can be stressful and overwhelming for a Louisiana consumer. This may lead some to look for...
On behalf of Richoux Law Firm, L.L.C. | Jan 21, 2020 | Debt Relief
Financial struggles can hit for numerous reasons, and in many cases, the issues can feed off one another. For example, if a person’s depression or other mental health issues have contributed to financial difficulties, those money problems may also worsen the...
