On behalf of Richoux Law Firm, L.L.C. | Jul 13, 2020 | Chapter 13
Louisiana homeowners may fall on hard financial times, and it may become difficult to keep up with house payments each month. After even one missed or late payment, the lender may reach out to the homeowner or there may be a penalty. After a few missed payments, the...
On behalf of Richoux Law Firm, L.L.C. | Jul 8, 2020 | Chapter 13
If you are feeling overwhelmed by debt and find yourself late on your payments each month, you know how stressful that can be. It’s especially stressful when you are getting phone calls from creditors and dealing with the threat of repossession or foreclosure. You may...
On behalf of Richoux Law Firm, L.L.C. | Jun 8, 2020 | Chapter 13
With many in Louisiana and across the country facing financial hardship because of the recent economic downturn, some homeowners are taking out home equity loans. This option can provide much-needed relief for certain expenses, such as paying monthly bills, but it can...
On behalf of Richoux Law Firm, L.L.C. | Jun 3, 2020 | Chapter 13
Consumers who find themselves overwhelmed by debt may be in that position due to factors beyond their control. Job loss or a medical emergency are only two of the most common reasons that a Louisiana adult may fall behind on certain types of monthly payments....
On behalf of Richoux Law Firm, L.L.C. | Apr 27, 2020 | Chapter 13
Louisiana consumers may find themselves overwhelmed by debt for many different reasons. One of the consequences of owing a significant amount of debt is the possibility of losing personal property, such as a home, as a result of the efforts of debt collectors. Those...
On behalf of Richoux Law Firm, L.L.C. | Jan 24, 2020 | Chapter 13
One of the most complicated aspects of owing a significant amount of debt is the efforts made by debt collectors and creditors to collect payment. If a person is behind on house payments, one of the things a creditor may do is initiate the foreclosure process. This is...
On behalf of Richoux Law Firm, L.L.C. | Nov 25, 2019 | Chapter 13
Many people think that if they need debt relief help then their finances will never be the same. They may believe that filing for bankruptcy will mean that they are never able to buy a home or car or get a difficult type of loan. Fortunately, that is not the...
On behalf of Richoux Law Firm, L.L.C. | Sep 24, 2019 | Chapter 13
Facing financial struggles is an issue that no Louisiana resident wants to deal with. Unfortunately, numerous people do end up in difficult positions regarding their financial affairs, even if they generate a steady income. For consumers who do have a regular income...
On behalf of Richoux Law Firm, L.L.C. | Jun 25, 2019 | Chapter 13
For many Louisiana residents, their finances may have them starting each day off with dread. They may worry that creditors will call, that they will not have enough funds to buy necessities or that their credit cards will be declined. Though bankruptcy is a step that...
On behalf of Richoux Law Firm, L.L.C. | Jun 4, 2019 | Chapter 13
Deciding to take a major step to address outstanding debt is an important event. Many Louisiana residents struggle financially before choosing to move forward with Chapter 13 bankruptcy in efforts to get their affairs in order. While understanding this type of...
