Imagine you're swimming in debt and realizing that you'll never be able to fully pay them off. You might see an advertisement for a credit counseling service that can help you get back on track. The promises of credit counseling services are numerous enough to get you...

Do you hear from debt collectors all too often? Are you receiving both phone calls and mail correspondence on what seems to be a daily basis? Are you hoping to eliminate this once and for all in the near future? There is little worse than dealing with debt collectors,...

Credit card debt can be stressful and irksome. Nevertheless, if your income isn't high enough, it could take years before you can finally pay off the debt you've accrued on your credit cards. One of the best ways to motivate yourself to pay off credit card debt is to...

Tax debts are some of the most difficult to reconcile, because they come with the full force of the government behind them. In some cases, tax debts lead to very difficult circumstances like wage garnishment more quickly than standard consumer debt. If you face a...

There is nothing worse than the thought of slipping behind on your mortgage payments. If you're unable to catch up, it could lead to foreclosure at some point in the future. Before it gets to this, you may want to discuss your options with your lender. For example,...

Many people avoid looking into the benefits bankruptcy can offer because they suffer from false impressions of what a bankruptcy actually does or how it works. Thousands of individuals throughout the country may qualify for one or more forms of bankruptcy, but their...

College is an exciting time for many people, but it can also lead to an excessive amount of debt. Many teens and young adults don't fully understand the implications of taking on debt. They're promised a strong financial future with a job in their field, so even...

There may come a time when you realize that filing for bankruptcy is the best way to improve your financial situation. This isn't an easy decision to make, but it's one that can most definitely work in your favor. One of the first things you need to think about is the...

It's easy to obtain credit cards and other forms of credit as a teen, especially once you reach 18. You may begin to receive credit card offers in the mail, offers for car loans and other forms of credit. While you have every right to apply for and open these...

There was no single, unexpected event that threw you into debt. You weren't in a car accident that left you with $300,000 in medical bills. You didn't lose your job. You're 35 years old, married with two kids, and you're employed full time. Instead, debt built up...