Medical care is expensive, even for those who have health insurance. A procedure, emergency room visit or unexpected medical situation can result in bills that may quickly wipe out a Louisiana consumer’s savings and outpace his or her ability to keep up. After missing...
When is debt consolidation the best choice?
When a Louisiana consumer is financially overwhelmed, there are a few options for what he or she could do to take back control of bills and expenses. One of these options is debt consolidation, a process that may be particularly useful for individuals who have...
Using bankruptcy as a means to keep the family home
Louisiana homeowners may fall on hard financial times, and it may become difficult to keep up with house payments each month. After even one missed or late payment, the lender may reach out to the homeowner or there may be a penalty. After a few missed payments, the...
Expectations for the Chapter 13 bankruptcy process
If you are feeling overwhelmed by debt and find yourself late on your payments each month, you know how stressful that can be. It’s especially stressful when you are getting phone calls from creditors and dealing with the threat of repossession or foreclosure. You may...
Practical ways to deal with overwhelming medical bills
For Louisiana patients, medical care is expensive, even for those who have health insurance. In fact, individuals are often surprised by the bills they receive after going in for a necessary procedure or just one trip to the emergency room. Medical bills can be...
Curbing credit card spending to get out of debt
Overspending is a problem for many Louisiana consumers, and they often use their credit cards for purchases that may not be necessary. It’s easy to swipe a card or buy something online, and the impact of these choices may not be fully apparent until the balance...
