Concerns over the spread of the coronavirus are growing, and many fear this potentially deadly illness will eventually reach Louisiana. People are on high alert about their health, especially after traveling, working out of the country or being in high-traffic areas, such as tourist spots. This has led to an increase in the number seeking medical care, which in turn could lead to an increase in unexpected medical bills.
An example of how this is happening involves a man who recently returned home from a work trip to China. He developed flu-like symptoms, which caused him to seek a diagnosis and treatment from a hospital. Unfortunately, he only had a short-term insurance plan, and most of the time, these plans do not cover preexisting conditions.
As a result, the hospital sent him a bill for over $3,200. According to his insurance provider, he can pay the hospital less than that amount, but he will have to first prove that his symptoms were not related to a preexisting medical condition by providing medical records. It is also possible that the hospital could send him more bills in the near future.
Unexpected medical bills can cause a serious financial strain, even if it just a few thousand dollars. This situation may be more common with a growing fear over the spread of coronavirus. Eventually, these balances can overwhelm a Louisiana consumer and he or she may fall behind on payments. For those struggling with certain types of debt, including medical debt, it may be worthwhile to consider the available options for debt relief, including the possibility of filing for bankruptcy.