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December 2019 Archives

Even those with high incomes can need debt relief

Debt is a financial issue that affects people of all income levels in Louisiana and elsewhere. Even if parties earn a six-figure income, they could still be susceptible to credit card debt that could cause serious problems in the future. Before they know it, it is possible to need information on debt relief options.

Incredible student loan burdens for those 50 and up

It's no secret that student loan debt is a huge issue in the United States. College has gotten very expensive, very fast. Wages have not kept up. Many people feel they have no choice but to go to school, and it's a choice they make when they're 17 or 18 years old. They wind up with tens of thousands of dollars in debt that they can't pay off after graduation. It prevents them from buying homes, starting businesses, buying cars, getting married and doing many other things that previous generations expected of them.

Does bankruptcy leave a permanent mark on credit reports?

There are many details regarding certain debt relief methods that may hold people back from using them. For instance, many Louisiana residents may worry about how long a Chapter 7 bankruptcy filing will stay on their record. While this is certainly a valid concern, individuals may want to remember that the mark is not permanent, and they can do their part to rebuild after filing.

Finding debt relief is a common goal for 2020

With 2020 just weeks away, many people in Louisiana and across the country are undoubtedly thinking about resolutions they want to make for the coming year. Some people may want to lose weight, get a new job or take care of obligations that they may have been putting off. For others, finding debt relief in the new year may be a desired goal.

Another trucking company files for Chapter 11 bankruptcy

When facing financial tribulations, companies can easily start to experience major issues. In some cases, those issues may result in businesses needing to close stores or shut down operations altogether. In many instances, those financial woes lead to business owners filing for Chapter 11 bankruptcy protection.

Personal loans are not necessarily the best for debt relief

When trying to find the best way to handle their debt, some Louisiana residents may consider taking out personal loans. This is one option, but it is important to remember that it may not necessarily be the best option for debt relief. After all, taking out a personal loan may allow a person to cover credit card debt, but it still leaves him or her with a debt to repay.


Richoux Law Firm, L.L.C.
110 E. Kaliste Saloom Road
Suite 205
Lafayette, LA 70508

Toll Free: 888-327-5740
Phone: 337-205-7049
Fax: 337-456-6299
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