Debt is a financial issue that affects people of all income levels in Louisiana and elsewhere. Even if parties earn a six-figure income, they could still be susceptible to credit card debt that could cause serious problems in the future. Before they know it, it is...
Holiday spending can lead to overwhelming credit card debt
The holidays are a time of buying gifts for loved ones, traveling to see family and attending various parties and events. It can be an expensive time of year, and people are prone to make more purchases than normal on their credit cards. The end result is often a...
Incredible student loan burdens for those 50 and up
It's no secret that student loan debt is a huge issue in the United States. College has gotten very expensive, very fast. Wages have not kept up. Many people feel they have no choice but to go to school, and it's a choice they make when they're 17 or 18 years old....
Does bankruptcy leave a permanent mark on credit reports?
There are many details regarding certain debt relief methods that may hold people back from using them. For instance, many Louisiana residents may worry about how long a Chapter 7 bankruptcy filing will stay on their record. While this is certainly a valid concern,...
Credit card debt and medical debt often coincide
Many people in Louisiana are unprepared for a medical emergency. Most do not have the savings to cover medical expenses, and even with insurance, an unexpected health care need can lead to bills they cannot pay. Some people use their credit cards to pay for medical...
Your debt doesn’t have to follow you into the New Year
People tend to spend more toward the end of the year. With Christmas and Thanksgiving close together on the calendar, many are spending money on travel expenses, gifts, food and parties. It’s an expensive season for numerous Louisiana consumers, and you may find...
Credit card debt remains a major financial concern for Americans
Most consumers in Louisiana have credit cards, and many are able to effectively manage their balances and make timely payments each month. For some, however, credit card debt quickly accumulates to the point where they may no longer be able to keep up. Thanks to...
Finding debt relief is a common goal for 2020
With 2020 just weeks away, many people in Louisiana and across the country are undoubtedly thinking about resolutions they want to make for the coming year. Some people may want to lose weight, get a new job or take care of obligations that they may have been putting...
Another trucking company files for Chapter 11 bankruptcy
When facing financial tribulations, companies can easily start to experience major issues. In some cases, those issues may result in businesses needing to close stores or shut down operations altogether. In many instances, those financial woes lead to business...
Personal loans are not necessarily the best for debt relief
When trying to find the best way to handle their debt, some Louisiana residents may consider taking out personal loans. This is one option, but it is important to remember that it may not necessarily be the best option for debt relief. After all, taking out a personal...