On behalf of Richoux Law Firm, L.L.C. | Jan 27, 2017 | Chapter 7
Even though consumers in Louisiana can put the recession behind them, some may experience unanticipated events such as employment loss or medical emergencies that may ruin their finances. The most efficient way to remedy the situation may be personal bankruptcy, but...
On behalf of Richoux Law Firm, L.L.C. | Jan 25, 2017 | Chapter 13
Louisiana residents who are facing financial hardship may be looking at ways to achieve debt relief. Many people avoid bankruptcy because they fear losing everything and being left destitute. However, the intention of the U.S. Bankruptcy Code is to provide victims of...
On behalf of Richoux Law Firm, L.L.C. | Jan 17, 2017 | Chapter 13
Committing to continuing payments over a three to five year period without any defaults whatsoever is an enormous challenge. This is the commitment Louisiana consumers make when they file for Chapter 13 bankruptcy. However, circumstances can change significantly...
On behalf of Richoux Law Firm, L.L.C. | Jan 17, 2017 | Debt Relief
Have you been unable to make recent utility payments? Have you missed your last few mortgage or rent payments? If you find yourself in this position, you know that you need to alter your financial approach at once. While many people continue down this path, hoping to...
On behalf of Richoux Law Firm, L.L.C. | Jan 12, 2017 | Chapter 7
After a bankruptcy petition in Louisiana is filed, the petitioner’s creditors are so advised by the bankruptcy court. They are also notified of the entry of an automatic stay, prohibiting them from attempting to collect on their debts. After about three to...
On behalf of Richoux Law Firm, L.L.C. | Jan 10, 2017 | Debt Relief
Times can be tough financially, especially following the holidays, and debt loads may overwhelm some Louisiana consumers. While many people know about the protection offered by personal bankruptcy, some prefer to try alternative options before filing for bankruptcy....
On behalf of Richoux Law Firm, L.L.C. | Jan 3, 2017 | Chapter 13
Louisiana parents may find it difficult to refuse a request to co-sign a loan — particularly if it is for a child who is just starting out and trying to build a credit history. However, this merits careful consideration. Learning about the risks and gaining an...
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