On behalf of Richoux Law Firm, L.L.C. | Nov 30, 2016 | Debt Relief
As in other states, many consumers in Louisiana struggle to pay debts that have become overwhelming. There are several ways to achieve debt relief, though some are more effective than others. Typically, a debt settlement company collects payments from the consumer and...
On behalf of Richoux Law Firm, L.L.C. | Nov 22, 2016 | Chapter 11
Small business owners in Louisiana who are experiencing hard times and considering their options may find themselves in stressful situations. Their personal finances and the finances of their businesses may be intimately entangled, and they may question the...
On behalf of Richoux Law Firm, L.L.C. | Nov 21, 2016 | Debt Relief
Six months ago, you graduated from Louisiana State University and you’ve just received your first notice requesting payment on your student loans and wondering how you’re going to afford the payments on your entry-level salary. Or perhaps, you graduated...
On behalf of Richoux Law Firm, L.L.C. | Nov 19, 2016 | Chapter 7
Following job loss or medical emergencies, some Louisiana residents may struggle to maintain financial stability. Sadly, many wait too long before taking affirmative action. The federal Bankruptcy Code offers consumers fresh economic starts through bankruptcy, while...
On behalf of Richoux Law Firm, L.L.C. | Nov 17, 2016 | Debt Relief
Even the most frugal residents of Louisiana can develop financial difficulties. Many people have no emergency savings, and the start of a debt spiral could be only a job loss or an unanticipated medical crisis away. When this happens, it is only natural for a person...
On behalf of Richoux Law Firm, L.L.C. | Nov 11, 2016 | Chapter 7
Which form of bankruptcy a debtor files for is supposed to be dependent on their current income level and the types and amounts of debt they have at the time of the bankruptcy filing. It is certainly not supposed to be determined by the debtor’s racial or ethnic...
On behalf of Richoux Law Firm, L.L.C. | Nov 9, 2016 | Debt Relief
In a previous post, we began looking at the issue of surprise medical bills, and medical debt in general. As we noted, it is important for consumers of health care services to understand the coverage their plan offers and to be careful about selecting in-network...
On behalf of Richoux Law Firm, L.L.C. | Nov 7, 2016 | Chapter 7
Overwhelming debt can cause high levels of stress. Sometimes Louisiana consumers take impulsive action that may turn out to cause more harm than good. The most appropriate step to take under such circumstances may be to consult with a legal professional who can...
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