On behalf of Richoux Law Firm, L.L.C. | Sep 30, 2016 | Debt Relief
Credit cards can be a useful financial tool, if they are used wisely, but they can also be a quick way to financial ruin if they are used indiscriminately or in desperation. Unfortunately, many people do not have a healthy relationship with credit cards, and this can...
On behalf of Richoux Law Firm, L.L.C. | Sep 26, 2016 | Debt Relief
To get around the Lafayette area, you likely depend on your vehicle to get to work and drive children to their events. If you fall behind on a car payment or two, you may start getting threatening phone calls from your lender. Are you starting to feel like...
On behalf of Richoux Law Firm, L.L.C. | Sep 26, 2016 | Chapter 13
In any bankruptcy case, one of the major benefits of the process is obtaining discharge of debts. In Chapter 13 bankruptcy, discharge is ordinarily dependent on the debtor successfully completing his or her repayment plan. As we’ve pointed out in previous posts,...
On behalf of Richoux Law Firm, L.L.C. | Sep 23, 2016 | Debt Relief
In our last post, we began looking at the topic of modifying a Chapter 13 repayment plan. We’ve already looked briefly at some of the permissible grounds for modifying a repayment plan under federal bankruptcy law. Here we wanted to briefly mention some of the...
On behalf of Richoux Law Firm, L.L.C. | Sep 21, 2016 | Chapter 13
Previously, we looked at a recent bankruptcy case in which the court determined that a debtor’s personal injury settlement, which was obtained while his Chapter 13 repayment plan was still ongoing, was part of the bankruptcy estate and could therefore be worked...
On behalf of Richoux Law Firm, L.L.C. | Sep 8, 2016 | Chapter 13
When Louisiana consumers face unmanageable debts, they will likely explore the options available to remedy the situation. While there are various methods to obtain debt relief, most of them are time-consuming and offer no protection against creditor harassment...
On behalf of Richoux Law Firm, L.L.C. | Sep 6, 2016 | Chapter 11
As the times change, restaurants and other casual dining facilities may lose relevancy and no longer meet the needs of modern consumers. To restructure a struggling business, the U.S. Bankruptcy Code offers Chapter 11 bankruptcy. It allows the business owner to...
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