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When a person in Louisiana gets behind on debt, they usually get collection calls from third-party collectors, which often purchase debts from original creditors. Many debtors don't know they have rights under the law. Collectors must follow some rules, so it helps to...
If you are considering filing for bankruptcy, you might have concerns. There are many myths surrounding the process that may deter you from going through with it. Making the decision to file for bankruptcy can be intimidating, but it can offer you a fresh start and...
It is fairly common for Americans to spend a significant amount of money during the holidays. Travel, gifts, food and other holiday-related expenses tend to result in a heavier reliance on credit cards at the end of the year. For some Louisiana consumers, additional...
Even with insurance, it is difficult for some Louisiana consumers to manage their medical bills. One emergency room trip, unexpected surgery or new medical need can wipe out expenses and leave families unsure of how they will keep up. Millions of Americans are...
Although the holidays will look different for many Louisiana consumers this year, it will still be a time for additional spending due to gift-giving. It is common to purchase gifts and charge travel expenses on credit cards, leaving many in debt as they go into the...
Buying a home is one of the most significant purchases in a Louisiana consumer’s life. Most people do not have the savings to buy a home outright, and it’s quite common for one to take on mortgage debt. In most cases, the amount of the mortgage is significant, and...
One of the most frustrating aspects of owing a significant amount of debt is that you will face pressure from creditors and debt collectors. You will get phone calls and letters, adding stress to an already stressful situation. It is possible you will also receive...
For many Louisiana patients, the unexpected and exorbitant costs associated with medical care can be a significant burden. After surgery, going to the hospital or just receiving regular care, many patients are surprised to find medical bills coming to their house in...
Louisiana consumers often live beyond their means, charging purchases on their credit cards and taking out loans. This is common, and even those who earn reasonably high incomes often spend a significant portion of their paychecks just making ends meet. Studies find...
When a Louisiana family needs urgent medical care, there is a good chance they will have to pay for some or all of their care out of pocket. Even with insurance, health care expenses can be exorbitant, and unfair billing practices can catch patients and families off...
