Bankruptcy Overview

Lafayette Attorney Focused on Assisting Clients in Bankruptcy

At my bankruptcy-focused law practice, Richoux Law Firm, I work with every client individually and thoroughly explain the process along the way. With informed clients making strong decisions, they will make better decisions down the road.

At the Richoux Law Firm, I help individuals and businesses file for bankruptcy and protect them from creditor harassment. I am focused on helping my clients resolve their debt problems efficiently.

Routes of Debt Resolution in Louisiana

When you come into my office, I want to learn your complete financial situation. I want to know when the problems started, and I want to help you find the best solution for you. The bankruptcy options you may have include:

  • Chapter 7 bankruptcy — a liquidation option to discharge debt. After a one-time payment, your unsecured debts will be discharged.
  • Chapter 11 bankruptcy — a bankruptcy primarily related to businesses. One of the major benefits of this type of bankruptcy is that it allows the business to remain operating while going through bankruptcy.
  • Chapter 13 bankruptcy — a reorganization of debt into a 3-5 year payment plan. You will make a monthly payment based on your income. This is the most common type of bankruptcy for those who own a home and may be facing foreclosure.

As a bankruptcy-focused lawyer, I believe in helping your resolve your debt and experience a stress-free life after bankruptcy.

All-Encompassing Fee Structure

At my office, I charge one flat fee. I know that you are in financial difficulty, and I want to help you get back on your feet, not make the problem worse. With Richoux Law Firm, the payment covers all court costs, credit reports, the pre-filing credit course, all attorney's fees and also the post-filing credit course — there are no hidden costs involved.

To schedule a free initial consultation with me to discuss your debt resolution options, contact me online or call 337-205-7049.